Life Investment

This is an article that I've received via email from Kombura (Thanks!). For me, it is an interesting read which we can think upon and discussed, :)


Amazing Reply by J.P. Morgan CEO to a Pretty Girl

A young and pretty lady posted this on a popular forum:

Title: What should I do to marry a rich guy?

I'm going to be honest of what I'm going to say here. I'm 25 this year. I'm
very pretty, have style and good taste. I wish to marry a guy with $500k
annual salary or above. You might say that I'm greedy, but an annual salary
of $1M is considered only as middle class in New York . My requirement is
not high. Is there anyone in this forum who has an income of $500k annual
salary? Are you all married? I wanted to ask: what should I do to marry rich persons like you? Among those I've dated, the richest is $250k annual income, and it seems that this is my upper limit. If someone is going to move into high cost residential area on the west of New York City Garden, $250k annual income is not enough.

I'm here humbly to ask a few questions:

1) Where do most rich bachelors hang out? (Please list down the names and
addresses of bars, restaurant, gym)

2) Which age group should I target?

3) Why most wives of the riches is only average-looking? I've met a few
girls who doesn't have looks and are not interesting, but they are able to
marry rich guys.

4) How do you decide who can be your wife, and who can only be your
girlfriend? (my target now is to get married)

Ms. Pretty

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Amazing reply:

Dear Ms. Pretty,

I have read your post with great interest. Guess there are lots of girls out
there who have similar questions like yours... Please allow me to analyse your
situation as a professional investor. My annual income is more than $500k,
which meets your requirement, so I hope everyone believes that I'm not
wasting time here.! From the standpoint of a business person, it is a bad
decision to marry you.. The answer is very simple, so let me explain.

Put the details aside, what you're trying to do is an exchange of 'beauty'
and 'money': Person A provides beauty, and Person B pays for it, fair and
square. However, there's a deadly problem here, your beauty will fade, but
my money will not be gone without any good reason. The fact is, my income
might increase from year to year, but you can't be prettier year after year.
Hence from the viewpoint of economics, I am an appreciation asset, and you
are a depreciation asset. It's not just normal depreciation, but exponential
depreciation. If that is your only asset, your value will be much worried 10
years later.

By the terms we use in Wall Street, every trading has a position, dating
with you is also a 'trading position'. If the! trade value dropped we will
sell it and it is not a good idea to keep it for long term - same goes with
the marriage that you wanted. It might be cruel to say this, but in order to
make a wiser decision any assets with great depreciation value will be sold
or 'leased'. Anyone with over $500k annual income is not a fool; we would
only date you, but will not marry you. I would advice that you forget
looking for any clues to marry a rich guy. And by the way, you could make
yourself to become a rich person with $500k annual income. This has better
chance than finding a rich fool.


Hope this reply helps ... If you are interested in 'leasing' services, do
contact me ...

signed,
CEO
J.P. Morgan